Does Arby’s Accept Apple Pay? (in 2025)
With the growing popularity of digital wallets and contactless payments, many customers wonder if their favorite fast-food chains, including Arby’s, accept Apple Pay. As consumers move toward cashless and convenient payment options, it’s crucial to know what your favorite restaurant offers in terms of payment methods.
In this article, we’ll explore whether Arby’s accepts Apple Pay, how you can use it, and what other payment options are available at Arby’s.
Does Arby’s Accept Apple Pay?
Yes, many Arby’s locations accept Apple Pay as a payment method. Apple Pay is a secure and easy-to-use mobile payment system that allows customers to make contactless payments with their iPhone, Apple Watch, or other compatible Apple devices.
This means you can pay for your meal at Arby’s without having to carry physical cash or a credit card, making the entire transaction quicker and more convenient.
However, it’s important to note that acceptance of Apple Pay may vary by location. Not every Arby’s restaurant is equipped with contactless payment systems, so it’s always a good idea to double-check with your local store before heading out. You can usually find this information on the Arby’s website, mobile app, or by calling the specific restaurant.
How to Use Apple Pay at Arby’s?
Using Apple Pay at Arby’s is a smooth and secure way to pay for your meal—whether you’re in the restaurant, at the drive-thru, or ordering takeout. As long as your iPhone, Apple Watch, or other compatible Apple device is set up properly, paying with Apple Pay is just a matter of tapping and confirming. Let’s walk through each step in detail to help you feel confident and ready the next time you crave a roast beef sandwich or curly fries.
Set Up Apple Pay on Your Device
Before you can use Apple Pay at Arby’s, you need to make sure your device is properly set up. Apple Pay is compatible with most recent iPhones, Apple Watches, and even iPads or MacBooks for online ordering. Start by opening the Wallet app on your iPhone. Tap the plus sign (+) in the top-right corner and follow the instructions to add your preferred credit or debit card.
You can scan your card with the camera or enter the details manually. Your bank or card issuer may ask for additional verification like a text message code or app confirmation. Once your card is added and verified, you’ll see it listed in your Wallet and ready to use. It’s a good idea to set a default card if you have multiple cards saved, which makes checkout even faster.
If you’re using an Apple Watch, you’ll need to go through a similar process in the Apple Watch app on your iPhone. The setup only takes a few minutes but makes paying in-person or online far more convenient.
Order Your Food at Arby’s
When you’re ready to eat, head to any Arby’s location and place your order as you normally would. You can walk in and order at the counter, use the drive-thru, or even opt for carryout. Regardless of the method, Apple Pay will work just fine. After placing your order, simply inform the cashier that you would like to pay using Apple Pay.
This heads-up ensures they activate the contactless payment terminal, so it’s ready for your tap. If you’re in the drive-thru, the employee will either hold the payment device out to your window or guide you to a window where you can tap your phone.
If you’re ordering inside, the payment terminal will usually be right at the register. At this point, everything is set up and ready for your payment. It’s quick, intuitive, and feels just like using your card—only safer and faster.
Hold Your Device Near the Payment Terminal
Once the payment terminal is ready and showing the total, it’s time to use Apple Pay to complete your transaction. All you need to do is hold your iPhone or Apple Watch close to the contactless reader. Your default card will automatically appear on the screen, or you can choose a different card if needed.
For iPhones with Face ID, simply glance at your phone to authenticate. If your device uses Touch ID, rest your finger on the home button. Alternatively, you can enter your passcode. For Apple Watch users, double-click the side button and hold the watch near the terminal. Within seconds, the payment will go through.
There’s no need to hand over your card, touch a keypad, or even sign anything—making this method more hygienic and efficient. This touch-free process is especially helpful in busy environments or when you want to speed up your visit without sacrificing security.
Get a Confirmation and Enjoy Your Meal
After your payment has been successfully processed, your device will provide a confirmation. On an iPhone, you’ll see a checkmark and the word “Done” on the screen, along with a gentle vibration. On an Apple Watch, you’ll feel a subtle tap and see a similar visual confirmation. The cashier will likely confirm as well and hand you your receipt.
That’s it—your transaction is complete. Now, you can grab your tray or bag of food and enjoy your Arby’s favorites. Whether you’re diving into a Classic Roast Beef Sandwich, loaded curly fries, or one of their limited-time offerings, the ease of Apple Pay lets you focus on the meal rather than the payment process. It’s a fast, secure, and contactless option that works seamlessly with Arby’s systems. Plus, it helps keep your wallet lighter and your checkout experience smoother. Once you try it, you may never want to go back to traditional payment methods.
Benefits of Using Apple Pay at Arby’s
Paying with Apple Pay at Arby’s isn’t just about staying on trend—it’s about making your entire dining experience more convenient, secure, and stress-free. With just a tap of your phone or smartwatch, you can breeze through checkout and enjoy your favorite meal faster than ever. Here’s a deeper look at the key benefits of using Apple Pay when visiting Arby’s.
Convenience Without the Wallet Hassle
One of the biggest perks of using Apple Pay at Arby’s is the sheer convenience it offers. You no longer need to carry your wallet, search for the right card, or fumble with cash. Everything is stored securely in your iPhone or Apple Watch, making your payment process quick and seamless. Whether you’re ordering at the counter, going through the drive-thru, or grabbing takeout, you can pay with just a tap—no need to dig through your purse or pockets.
Even if you’re juggling a drink, a phone call, or a kid in tow, Apple Pay makes checkout manageable with one-hand simplicity. It’s especially helpful when you’re on the go or in a hurry, and it integrates perfectly with the fast-paced environment of a typical Arby’s visit.
Top-Notch Security for Every Transaction
When it comes to protecting your financial information, Apple Pay is ahead of the game. It uses advanced security measures like tokenization, which replaces your actual card number with a unique digital code during each transaction. That means your real card details are never shared with Arby’s or stored on their systems.
On top of that, every payment is authenticated using Face ID, Touch ID, or a secure passcode, so only you can authorize the transaction. This added layer of protection makes it far less likely for your information to be stolen or misused. It’s also worth noting that if you ever lose your device, you can use Find My iPhone to remotely lock or erase your Apple Wallet—something you can’t do with a lost physical card.
Fast Checkout, Especially at the Drive-Thru
Speed is everything when you’re grabbing food on the go, and Apple Pay is built for fast-paced environments. With just one tap or wrist movement, your payment is processed in seconds. There’s no need to insert a card, enter a PIN, or wait for receipt printing to finish. This is particularly useful in drive-thru lanes, where delays can add up quickly.
Arby’s is known for its quick service, and Apple Pay fits perfectly into that model by keeping the line moving and minimizing wait times for everyone. Even during lunch rushes or weekend dinners, you’ll appreciate how Apple Pay helps you get in and out faster—so you can spend more time enjoying your food and less time stuck in line.
Contactless Payment for Better Hygiene
In today’s world, many customers are more conscious than ever about hygiene, and Apple Pay delivers on that front too. It’s a completely contactless payment method, meaning there’s no need to physically hand over your card, touch buttons on a keypad, or exchange cash.
Just tap your device and go. This not only speeds up the transaction but also helps reduce the spread of germs—especially important during cold and flu season or in high-traffic areas like fast-food restaurants. Whether you’re dining in or using the drive-thru, you’ll appreciate the added peace of mind that comes from a touch-free experience. It’s a small change that can make a big difference in your comfort and health.
Why Some Locations May Not Accept Apple Pay?
While Apple Pay is widely accepted across many Arby’s locations, there are still some stores that may not support it yet. This inconsistency often comes down to differences in technology, infrastructure, and management decisions. Some Arby’s locations are operated by franchise owners rather than the corporate company, and these independent operators may not have upgraded their payment terminals to support contactless transactions. Installing the necessary hardware and software for Apple Pay involves costs, and not every franchise has made the investment.
Additionally, some older payment systems simply aren’t compatible with digital wallets like Apple Pay. If a location still uses legacy card readers, they may not have the NFC (Near Field Communication) technology required to process Apple Pay transactions. In these cases, customers will be limited to traditional payment options like cash, credit, or debit cards.
Another factor is staff training and system setup. Even if the hardware is in place, the system might not be fully configured, or employees may not be familiar with how to process Apple Pay payments correctly. This can result in a location opting not to advertise or offer the option at all.
If you’re planning to use Apple Pay at Arby’s, it’s always a good idea to ask the cashier in advance or look for the contactless payment symbol at the register. While most modern locations support it, being prepared can help you avoid surprises and ensure a smooth checkout experience.
People Also Asked
Does Arby’s Accept Apple Pay at All Locations?
Arby’s does accept Apple Pay at many of its locations, but not all. Some restaurants, especially those operated by independent franchisees, may not have upgraded their payment systems to support contactless payments. If you’re unsure whether a specific Arby’s accepts Apple Pay, it’s a good idea to look for the contactless payment symbol at the register or ask a staff member before ordering. Most newer or corporate-owned locations are more likely to support Apple Pay.
Can You Use Apple Pay at the Arby’s Drive-Thru?
Yes, you can use Apple Pay at the drive-thru if that Arby’s location supports contactless payments. When you get to the window, just let the employee know you’re paying with Apple Pay. They will either present the contactless terminal or guide you through the process. Using Apple Pay in the drive-thru is fast, easy, and eliminates the need to hand over your card or cash, making it a great choice for quick service.
Is Apple Pay Safe to Use at Arby’s?
Apple Pay is one of the safest payment methods you can use at Arby’s. It uses advanced security features like Face ID, Touch ID, and tokenization, which means your actual card number is never shared with the merchant. Each transaction is encrypted and authorized directly by you, making it difficult for fraud or unauthorized charges to occur. You’ll also get instant payment notifications for extra peace of mind.
What Should You Do If Apple Pay Isn’t Working at Arby’s?
If Apple Pay doesn’t work at Arby’s, first check that your device has Apple Pay set up correctly and that your card is active. You can also try holding your device closer to the terminal or switching to a different card in your Wallet app. If it still doesn’t go through, the location may not support Apple Pay. In that case, you’ll need to use another payment method like a physical card or cash.
Can You Use Apple Pay Inside and for Takeout Orders at Arby’s?
Yes, you can use Apple Pay for both dine-in and takeout orders at participating Arby’s locations. When ordering at the counter, simply let the cashier know you’re using Apple Pay and hold your device near the contactless reader when prompted. For takeout, the process is the same—just be sure the location is equipped to accept Apple Pay. It’s a quick, secure option whether you’re eating in or grabbing food to go.
Final Words
If you’re wondering whether Arby’s accepts Apple Pay, the good news is that many locations do—making it easier than ever to enjoy your favorite meals with a quick, secure, and contactless payment option. Whether you’re dining in, picking up takeout, or using the drive-thru, Apple Pay can save you time and streamline your checkout experience.
However, because some Arby’s locations are independently owned, not all stores may support it. It’s always smart to check ahead or look for the contactless symbol when you arrive. With its convenience, enhanced security, and hygiene benefits, Apple Pay is a great way to pay at Arby’s whenever it’s available.
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